the water temp now is around 15ºC

Since your from finland you probably can dive without suit

By the end of March it will be probably around 17ºC.
In San Miguel there are a lot of (natural) areas that are prepared for swiming or freediving and if your staying near the sea you will spot them... you can rent a boat to check some pinacles but it depends what is a "bigenner" for you.
For a bigenner, shore diving will bring lots of places to dive (it gettes deep faster then in mainland) and lot of sea life... i hope you enjoy it.
If you need anything else, just ask