The rising CO2 gives a warming sensation. So one of the signs.
In pool-diving, provided you're rested, hydrated, healthy,
for divers who
do not hyperventilate, I think coming up slowly when the urge to breath starts is pretty safe
in a pool. Not counting hidden personal medical problems which can surface with the mildest of exercise. However one has to consider the lifeguard's and other peer needs for control, overview and feeling safe. Be a responsible gentleman.
Freedivers have to have a good amount of self knowledge and awareness, and not execute these rules of thumb like mindless lemmings.
To obtain wisdom and awareness one has to do a lot of exploring. Exploring your (near)limits is dangerous, so only explore past your first urge to breath when you have a buddy to catch you when you fall.
There are things you can explore alone, such as improving swimming techniques: How efficient can you swim, how far until the first urge to breath?
How deep can you get with a duckdive?
How fast can you get your mind and body in dive mode?
So on the list to do should be to do a medical dive check up. The doctor should check you for hearth, lung, circulation, belly, ear, sinus, nose problems, so you have more certainty you can dive without unexpected hidden medical problems.
Maintaining a logbook is also a way to become more aware and secure in your diving.
Your fears are often based on unknowns. Careful, slow and secured exploration can replace your fear with knowledge, experience and wisdom.
One of things freediving has taught me, was to notice my own mind sliding toward panic, stop that, concentrate on the practical in the moment and let the fear dissolve.
Fear now is not a dictator, its just and advisor hinting me about an important need.
Now there is time between the stimulus and reaction. That time allows me to think before I react. Instead of the reflex reaction, I enjoy now mental control and give a response.
Enjoy this spiritual ascension and climb the stairway to a save heaven*
Love, courage and Water,
Kars
*heaven can be translated to harbour. (haven - is Dutch for harbour)