Insurance

[paulfulford]

How much are people paying for insurance?

I've just been quoted £25 (or £37 if I want to go deeper than 20m) as an add-on to my annual policy for 17 days diving.

Does anyone know of an insurer who will provide diving insurance?

Thanks

Paul

------------------

 

[Stephan Whelan]

Paul,

It's best to check carefully any add-on insurance to normal holiday insurance as there are often limits to 10m or 15m (which can be restrictive).

If your a BSAC member check on the BSAC website [http://www.bsac.com] for info on their member deal insurance, there are others such as Divemaster insurance, all of which can be found in a good UK magazine such as Dive or Diver.

I'll have a further look for some more details and post back soon.

Thanks,


------------------
Stephan Whelan
Publisher/Director

Deeper Blue [ http://www.deeperblue.net ]
The Online Resource for the Underwater World

 

[Kenneth]

DAN is a worldwide organisation and one of the largest diving insurance companies in the world. Take a look at the following web site:

http://www.diversalertnetwork.org/

 

[Dr Scuba]

Insurance should be considered mandatory for all dive holidays - As others have mentioned BSAC is good for Europe/Red Sea whilst for the Americas and Asia/Pacific DAN is the main name in the game.
It is paying a premium that we hope that we never collect

 

[Syruss32]

I just got my insurance through DAN and it was $99 a year for their top of the line package. It is worth it! Heck I have wasted 99 dollars on a lot of things, but this is well spent!

 

[ratfink]

Insurance caveats

Also a good idea to understand the local legalities as well to stop you getting ripped off.
When I went to Israel (not that many people will be planning to go there anytime soon) I had DAN insurance and the locals wouldn't let me dive unless I bought their local insurance as well. They said they'd had too many hassles getting cash out of DAN so they didn't accept DAN insurance.
I raised this when I got home and have found that I could have pushed back. DAN insurance was indeed valid and they had no right to refuse me diving on this basis.

 

[Stephan Whelan]

ratfink,

This is one of the problems with an commercial venture. No doubt the dive centre received a commission on every policy sold so would push for their divers to buy their insurance as well. You proved that you had insurance and that should have been enough...