Possibly. The change from cartilage to bone was a gradual process, so many mutations must have been involved. The lampreys, hagfish, sharks and rays have an entirely cartilaginous skeleton. The sturgeons, lungfishes and other primitive fishes have some bone in the skull, but the rest of the skeleton is cartilage. The most advanced groups of bony fishes have an entirely bony skeleton.Seems that bony fishes ancestors had mutations which selected for calcium/phosphorus accumulation in the internal cartilage (bones) rather than calcium/phosphorus in the external scales, leaving the scales more flexible but the bones firmer. (I had thought this was due to living in freshwater, but now I think it was more likely a chance mutation.)
The pearlscale goldfish is an example of a mutation in the calcium/phosphorus accumulation process in the bones/scales. It has calcium deposits in the middle of each scale (the 'pearls'). The skeleton seems to have lost out in the process - it is the shortest of all the fancy breeds, and is the closest a fish can get to being spherical. Swimming and buoyancy control are major challenges for this breed. Some are even shorter than the ones in the pictures.
http://www.bristol-aquarists.org.uk/goldfish/pearlscl/pearlscl.htm
Some frogs do have claws (African and South American clawed frogs) so they can produce keratin.I'm wondering where the reptiles got their keratin...I think there is a frog which during the larval stage has a keratinous snout and/or keratinous pseudo-teeth, this too could have spread from the mouth out around the body as scales.
The rear lateral fins are the pelvic fins. I can't think of any fish with poison spines on them, except possibly the lionfish, which has poison spines on most of its fins. This could be because the other fins are more easily used for defence. The dorsal fin can be used by a bottom-dwelling fish to fend off attack from above, and the pectoral fins can be stuck out as the fish lashes from side to side.Platypus males have poison ankle spurs, are there any fish with poison spines or glands on the rear non-caudal fins? (I forgot the proper name for the rear lateral fins) Catfish have poison spines on the front fins and dorsal fin but not on the rear fins AFAIK.